Gigaverse.ai

The $200 Billion Opportunity Everyone Is Ignoring

Why I'm Building Wealth-Building Tools for Gig Workers

By Derek Beckmann, CEO | February 11, 2026

I need to share a number that changed everything for me: 95% of gig workers have zero retirement savings.

Not low savings. Zero.

We have over 70 million gig workers in the United States—more than the population of France—and we've essentially told them they don't deserve a financial future.

I couldn't accept that. It's why I built Gigaverse.

The Problem Is Structural, Not Personal

Here's what most people get wrong about this crisis: they assume gig workers just aren't financially responsible. That's completely backwards.

The real problem is that every financial product in existence was designed for a different kind of worker. 401(k)s require employers. IRAs assume steady income. Banks want W-2s.

Gig workers have none of these things. So they get none of these services.

It's not a character flaw. It's a market failure.

A $100-200 Billion Market, Ignored

Every fintech company is fighting over the same traditional banking customers while a $100-200 billion market sits completely underserved.

70 million workers. Hundreds of billions in collective earnings. And almost zero products designed specifically for how they work and earn.

What We Built

We created the operating system for the gig economy. Our platform handles job dispatch in 47 milliseconds. But speed was just the starting point.

The real innovation is integrating financial services directly into the work:

The Opportunity

I'm building Gigaverse because these workers deserve better. The gig economy is here to stay. The only question is whether we'll continue treating 70 million workers as second-class citizens, or whether we'll finally build the infrastructure they need to thrive.

I know which side I'm on.